I had a small number of friends whose parents didn't help them with any college expenses whatsoever (housing, food, books, and clothing all add up), even though they had the means to help, because they thought that the kids should do it all on their own. You don't get scholarships at Ivy Leagues and you go in thinking that the name brand school will help boost your salary (note: it doesn't if you end up going to med school. everyone is paid the same at the place they go to residency, no matter how good they are or where they were educated). These friends had to take out high-interest personal loans to supplement the loans for tuition.

One of my friends' older brother started off in finance and got laid off. After that, he went to seminary school and became a pastor (he already had gotten married and had 3 kids at this point). He wasn't able to afford much for his family, but they were mostly happy with their lives and sought help from their church family and government assistance to get by. My friend's parents criticized their older son for not being able to take care of his family. During this time, his parents moved to a larger new home. My friend had taken out a lot more loans of his own for med school, for not being paid enough to afford rent in a HCOL city for residency, and also got a salary decrease for his fellowship (from mid $50ks to low $50k in another HCOL city, because pay does not depend on your skill in fellowship, too, it is fixed to some low amount based on your hospital), but his parents weren't aware of his low salary and started expecting to receive generous gifts from him. He took out personal loans to help out his brother and to treat his parents because he felt obligated to. He's not the type of person to complain about things (and, sadly, he was brought up to think that loans were normal), and he's lucky to be able to bear this burden well for now. But, just think what will happen if for some reason he falls sick and has to stop working. What's going to happen if he has to default on his loans?

Unfortunately a lot of selfish people out in the world don't know the reality that they put others through. They don't realize that they're pressuring others to make illogical decisions (taking out more personal loans that necessary) to maintain some sort of lifestyle that they approve of.