I don't see how being put into a body that punishes you for your last life's mistakes causes you to learn anything when everything you learn is forgotten.
It sounds like an idea someone came up with but I've never heard any proof of it other than people being told that when they die and people channeling entities who say it and whom they trust for some reason. On the other hand our theory has witnesses who say that when they were told this on the other side they found out it was a lie.
I am not on this sub to discuss the complacency of the masses. You are correct about them but I don't care about that. I'm trying to determine the truth about what people encounter during NDE's.